Cashflow-Prognose-Generator
Project your business cash flow with week-by-week or month-by-month forecasts — anticipate shortfalls, plan for growth, and never run out of operating capital.
Anleitung Cashflow-Prognose-Generator
- Describe your business, current revenue run rate, key expenses, and any planned changes (hires, expansions, large purchases).
- Select your forecast period — 30 days for urgent cash management, 90 days for operational planning, 6-12 months for strategic planning.
- Choose your revenue model so the AI can apply appropriate growth and seasonality patterns.
- Enter your current cash balance for accurate runway calculations.
- Click 'Generate' to receive your forecast with scenario analysis and cash crunch warnings.
Anwendungsfälle
Forecast whether you can afford a key hire without running out of cash
Prepare cash flow projections for investor due diligence or loan applications
Identify seasonal cash crunches before they become emergencies
Plan the timing of large capital expenditures around revenue cycles
Tipps für beste Ergebnisse
- Include payment terms — if clients pay net-30 or net-60, your cash inflow timing is very different from when you invoice.
- Do not forget quarterly or annual expenses: insurance renewals, tax payments, annual software licenses, and bonuses.
- For seasonal businesses, mention your peak and off-peak months so the AI models revenue cycles correctly.
- Include planned hires with their start date and fully loaded cost (salary + benefits + equipment) for accurate outflow forecasting.
Häufig gestellte Fragen
How is cash flow different from profit?
Profit is an accounting concept (revenue minus expenses). Cash flow tracks the actual movement of money in and out of your bank account. A profitable business can still run out of cash if customers pay slowly or expenses are front-loaded.
What assumptions does the forecast use?
The AI states all assumptions explicitly — revenue growth rate, cost escalation, payment timing, and seasonality patterns. You should review and adjust these based on your actual business data.
How accurate are the projections?
Accuracy depends on your input quality. The AI uses industry-standard modeling and provides three scenarios (best/base/worst) to bracket the range of outcomes. Update the forecast monthly with actual numbers for better accuracy over time.
Can this forecast handle multiple revenue streams?
Yes. Describe all your revenue streams in the business information and the AI will model each separately with appropriate growth rates and timing patterns.
What is runway and why does it matter?
Runway is how many months you can operate at current spending before cash runs out. It is the single most important metric for startups and growing businesses. Generally, you want at least 6 months of runway at all times.
Should I include tax payments in the forecast?
Absolutely. Quarterly estimated tax payments, payroll taxes, and sales tax are significant cash outflows that are easy to forget. Mention your tax obligations in the business info for accurate forecasting.
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