مولد توقعات التدفق النقدي

الإدخال

المعلومات التجارية والمالية

B2B SaaS, $45K MRR, 8% monthly growth, net-30 payment terms, planning to hire 2 engineers in Q2. Monthly opex ~$38K excluding new hires. Each new engineer costs ~$11K/month loaded.

فترة التوقعات

12 شهر (شهري)

نموذج الإيرادات

الاشتراك / المتكرر

القطاع

SaaS

الرصيد النقدي الحالي

85000

العملة

دولار أمريكي ($)

الإخراج (مقتطف)

12-Month Cash Flow Forecast. Starting cash $85,000. MRR grows from $45K to ~$114K by month 12 at 8%/mo. Net-30 terms shift collections one month later. Opex rises from $38K to $60K after two Q2 hires (+$22K/mo). Monthly net cash turns from −$2K (months 1–3) to +$18K by month 8 as revenue outpaces the higher cost base. Projected ending cash ≈ $172,000. Lowest point ≈ $74,000 in month 4 (post-hire, pre-revenue-catch-up). No financing needed if growth holds.

الإدخال

المعلومات التجارية والمالية

DTC e-commerce selling outdoor gear. Strong summer demand. Revenue ~$120K/mo in peak, $60K off-peak. Inventory purchased 60 days ahead. Need to plan a big restock before peak season.

فترة التوقعات

90 يوم (أسبوعي/شهري)

نموذج الإيرادات

موسمي / دوري

القطاع

E-commerce

الرصيد النقدي الحالي

95000

العملة

دولار أمريكي ($)

الإخراج (مقتطف)

90-Day Cash Flow Forecast (seasonal). Starting cash $95,000. Month 1: large inventory restock outflow ($70K) ahead of peak drops cash to ~$45K. Month 2: peak sales ~$120K, COGS/ads ~$78K → net +$42K, cash ~$87K. Month 3: sustained peak revenue ~$110K, net +$30K, cash ~$117K. Key risk: the month-1 inventory dip is the tightest point ($45K) — keep a buffer or stagger purchase orders. Strong cash recovery once peak revenue lands.

الإدخال

المعلومات التجارية والمالية

Boutique consulting firm, 3 consultants. Mixed revenue: monthly retainers (~£18K) plus project fees (£25K–£40K landing irregularly). Net-30 invoicing. Considering hiring an associate in month 4.

فترة التوقعات

6 أشهر (شهري)

نموذج الإيرادات

مختلط (متكرر + لمرة واحدة)

القطاع

Consulting

الرصيد النقدي الحالي

60000

العملة

GBP (£)

الإخراج (مقتطف)

6-Month Cash Flow Forecast (GBP). Starting cash £60,000. Retainer base £18K/mo is steady; project fees (£25K–£40K) land in months 2, 4, and 6 with a one-month net-30 lag. Opex ~£22K/mo rising to ~£28K after the month-4 associate hire. Net cash swings: +£14K, +£9K, −£4K (lean month 3), then +£20K when a project pays. Ending cash ≈ £105,000. Caution: month 3 is the trough (~£56K) — delay the hire if no project closes by month 3.